I bought a house that was well below what i make so i knew if anything happened I most likely would be okay financially until i found a new job. I could have went and bought some big huge fancy house that my whole check would go to, but instead i went to the home buying classes and did what they said was smart.
I don't understand how my mortgage is under 1000. a month and i get assistance from KYHC for one year but someone who went out and bought LAVIDA LOCA HOME WITH A mortgage of 3000. a month gets assistance for the same amount of time? THIS IS TOTAL BULLCRAP!
This program is SO NOT FAIR AND THE MONEY IS NOT GOING EQUALLY TO ASSIST PEOPLE. I did what i was suppose to and I'm not even getting close to half the assistance as what other people got so basically they are being rewarded for their stupidity and getting to stay in their big beautiful homes they can't afford while someone like me who tried to be smart with my money gets jacked! And yes, all the hoops i had to jump thru i thought cool this is going to totally help me to get on my feet when in reality one year of them paying my mortgage is nothing for me. I had really good service from the workers unlike some people here complaining, but it just really sucks when they say it is for people going thru a hardship but it can ONLY be unemployment.
I went from unemployment to SDI and now they are refusing to qualify me for their "additional" assistance of six months. It really is a joke. The idea was great but the execution of the program is just a complete, utter waste of tax dollars and it is so far from being equal and fair to everyone...i feel as though it is a bit discriminating...because basically if you are poor your house payment is going to be less than someone who loses their job which has a huge house payment so why should they get more for the same amount of time. Everyone should get the same amount of assistance.
If my mortgage is 700. a month then i should be getting 2500. assistance a month like the next person whose mortgage is getting paid that to go towards more months of assistance for me until i get a job.
Let's face it most people are having to wait over a year or more to find a job that they can actually make a living at and even getting out of the hole from losing a job can take over a year or more to get out of and catch up on all your bills. So why are they not paying everyone's mortgage the same!
Reviewer is in unhappy mood. rotnkiley stated that there is a room for improvement of system. Please immediately contact the author of this review to discuss "unfair business practice/discrimination" of keep your home mortgage and associated monetary loss in the amount of $5000. Keep Your Home needs to offer any options to resolve the issue according to poster's claims.