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Behind on my mortgage due to a flood and trying to repair units i make 59,000 a year I have a 4 unit build only 2 units rented out 1 for 1400 the other for 500 a month - KEEP YOUR HOME CALIFORNIA SAYS I DONT QUALIFY BECAUSE AFTER THEY DO THE MATH IM SET TO MAKE 103,000 this YEAR!! WTF!! SMH!! I THINK ITS A RIPOFF OR A SHAM OR THEY ONLY CHOOSE CERTAIN PEOPLE. YOU GOTTA BE ON FREAKN WELFARE TO QUALIFY AND GET ANY TYPE OF GOT *** HELP THESE DAYS!!! IM SO FED UP WITH THIS SHT ITS RIDICULOUS! I GET KILLED IN TAXES I NEVER GET A TAX RETURN THEN I... Read more

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Don't wave your times, they trying to repeat asking and asking all information again and again several times . After you have submitted all documents requirement from them, they had send you a letter to confirm all your file completed and under review, but the person handle your case, keep holding for over 30 days and she( Garcia Julie the person working on our case), they will calling you and asking more update like pay stubs, Bank statements, Loss run letter ( if you have own a business) etc... again and again, they keep continued repeat... Read more

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I had the same situation, Dec 2015 a payment was due. I had filled out paperwork in Dec 2015 with a satillite office in Oxnard, CA. They sat on my paperwork way after Xmas. I called KYHC, they said to fax it to them. It was well over 75 pages. THEN, they needed MORE paperwork, tax papers, divorce papers, etc. I was on top of the situation, and made calls daily to KYHC. So, now into February 2016, it was finally approved. In all the while, my mortgage payments were DUE. They informed me that they will make ONE payment at the end of February.... Read more

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It took KYHC almost 3 months to complete my paperwork. I was on top of the situation, if there was any updates or paperwork, it was there the next day or less. Keep Your Home only PAID one month of my mortgage while it took them 3 months to do my paperwork. I'm almost getting kicked out of my house because they refuse to help me get caught up. They put me behind my house payment and they said they will only pay one month at time. Why am I in trouble with my mortgage because Keep Your Home refuses to clean up their mess? Read more

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My husband recently died. I need a little time to get back on my feet, as I relied on his income as well as mine to pay our bills. Keep your Home California has wasted my money, time, and effort, not to mention compounding the stress in my life as I am trying to pick up the pieces and move on, which is not easy when you are of senior age. They denied my application stating that I do not make enough money to qualify. Of course I do not make enough money right now. That is why I applied for help!! What the heck does this organization do? How... Read more

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I have been given the run around for six months with this program. The cs agent does not return your calls. The supervisor made an appointment with me and went home before the appointment time. They are more interested in disqualifying you rather than helping you. I was required to submit over 350 pages of documentation costing me big money only to be told no without a reason. This is a waste of taxpayer's money. Read more

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This program is *** pure and simple. I spent three months pulling info together just to have it turned over PennyMac aka Penny Wack to deny any help in less than one day. The state of California really needs to examine its process or get rid of this pretend help! The entire program stinks because the State of California spends months pulling mortgage information together from a person approved by Keep Your Home California just to turn the decision over to the loan service company. Why? Yes, I am pissed.has anyone benefitted from this scam? Read more

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Hi, I had a U.S Bank mortgage that I was paying. Not late at all. One day, I received a notice from the bank that I was behind $9,000 in my payments. I wasn't, but I was told to reapply for a new modification. I applied using KEEP YOUR HOME CAL. I was approved, pending U.S. Bank's responding to KYHC. U.S. Bank never responded, so KYHC dropped my acceptance into their program. So my question is, who in the US government oversees this program to be sure it even works.....if you do get accepted? Read more

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The fund of $2B has been available since 2011. Only just over a half had been distributed by the end of 2015 (FOR 5 YEARS). The other half (or close to the half) has to be distributed in a single year of 2016 or will expire by the end of 2016 or early 2017. This corrupted agency held off the Federal aid from the public use when the public needed it desperately in 2011-2014. In the long history of human society, this is a typical phenomenon of corruption: the corrupt officials and staff held off the emergent aid from the public uses when the... Read more

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A few lucky ones get helped while majority of struggling home owners are emotionally tortured by this group of government evils. KEEP YOUR HOME CALIFORNIA is a government power that is manipulating the meaning of basic human languages: HARDSHIP and AFFORDABILITY. In my particular case, they think that my mortgage is affordable because my property tax is paid separately, not through my mortgage company. My mortgage would be not affordable if the property tax were paid together in a single bill via the mortgage company. In human civilization,... Read more

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